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May 05, 2011 : 06:05:51 pm 2 Replies
What Would Your Idea For A Commercial That Promotes The Use Of Credit Cards By Teenagers Be?
It's for a school project promoting the use of credit cards (or debit) by teenagers. Thanks in advance! Posted by: Jace |
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Thu May 05, 2011 19:58 pm #1
It's for a school project promoting the use of credit cards (or debit) by teenagers.
Thanks in advance!
Posted by: tri |
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Thu May 05, 2011 20:11 pm #2
I can't think of ANY good reasons for a teenager to use a credit card, and lots of bad reasons. A credit card is essentially a short term loan with exhorbitant interest rates with a promise of repayment, and most teenagers do not have the capacity to repay because their income is generally pretty low.
As for using debit cards, you don't have to carry around cash. Your name is on the card. You have some amount of protection from the credit card companies in the event of fraudulant charges (so long as you never enter your pin and always use the credit option). You can't spend more money than you have in your checking account. All of these could be benefits.
Therefore, my idea might be to have somebody in the commercial "robbed" of of their wallet. If they have cash in their wallet, they are essentially out of luck, but there is hope for them if they have only a debit card in there. You could play it out both ways in the commercial, and encourage the use of a debit card over cash.
Posted by: Guillermo |
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